How do you open a deposit account? Simple step by step guide

With so volatile a stock and asset represented by the fake withdrawal of 0.15% on the securities accounts, many investors prefer to stay liquid, investing their availability in deposit accounts.

Very few risks and good squad, open a deposit account is a fairly simple operation that can be done from home, online, or even on the phone. To be able to open one it takes two things: be of age and have a checking account support.

Remember that you do not need to open a deposit account in the same bank where you have your checking account. You have to assess the costs and returns offered by a comparison between different banks. Once the choice of the true shall open a deposit account.

Depending on the chosen institution may open a deposit account directly to the bank teller - less frequently - or even by phone - or the Internet. You have to have with him a copy of the tax code and the IBAN of the account of support.

We must then print, or be sent by mail, a copy of the contract to be signed (usually this we must add a copy of an identity document and tax code).

The last step is the activation of the account, which is normally represented by a first bank. Once in place, you have to choose whether to constrain the money or not. Obviously if you have sudden need for savings is better to choose the free storage ...

13/03/2013

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Translated via software

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Source:

Italian version of ReteArchitetti.it